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Q: does tmobile cover water damage? Find out what T-Mobile insurance covers and doesn’t

Today we are talking about does tmobile cover water damage? and we will compare T-Mobile insurance options, as T-Mobile offers three types of insurance: Protection 360, basic device protection insurance, and premium device protection insurance for prepaid phones. The coverage and price depend on the level of insurance you will choose. Below is an overview and a comprehensive guide to all things T-Mobile insurance coverage. Let’s start, my friend because the topic is very interesting.

Q: does tmobile cover water damage?

does tmobile cover water damage 1
does tmobile cover water damage 1

Before answering this question, my friend, you must know the mechanism of mobile insurance. It is a private insurance policy that covers the cost of repairing or replacing your phone if it is damaged, lost, or stolen. Mobile phone insurance policies often include less excess than other insurance policies for other contents, usually around £50. It includes an additional service such as accidental damage, and this is the answer to your question, my friend because water damage to the phone is considered accidental.

Read Also: T-Mobile customer service jobs

t-mobile device protection plans

A lot of T-Mobile customers ask about tmobile insurance cover water damage, and we answer that T-Mobile gives you some peace of mind by protecting your mobile phone, and if you already have device protection and need to file a claim, find out how through the following.

T-mobile phone insurance: what it covers, what it doesn’t cover.

Below is a brief explanation of the T-Mobile phone insurance plans

1- t-mobile protection 360

Premium amount: $7 to $15 per month

Covering:

  • Phone malfunctions
  • Accidental damage including broken or cracked screens and water damage.
  • Phone lost or stolen
  • Phone charger, battery, and SIM card.
  • Other accessories are not covered unless they are lost or stolen with the phone.

Does not cover:

  • Misuse of fire damage
  • Unauthorized repairs
  • Intentional or cosmetic damage
  • Damage caused by corrosion or rust
  • Not following maintenance instructions
  • Energy fluctuations

Discount for broken phone: $0

Accidental damage deduction: $10 to $99

Loss or theft deduction: $10 to $249

Claim limits: 3 within a year

This plan is the perfect answer to the question does tmobile cover water damage? the most comprehensive 360   plan from T-Mobile covers the following:

  • Device malfunctions and accidental damage
  • tmobile insurance coverage water damage
  • t-mobile repair cracked screen
  • t mobile lost phone no insurance
  • The plan comes with two years of AppleCare coverage for iPhone users.

If you have an iPhone, the value of its broken screen is $29. The discounts offered by T-Mobile’s 360 insurance plan range from $10 to $249, depending on the type of phone as follows:

First-class

Phone value: up to $150

Monthly Installment Amount: $7

Discount Amount: $10

such as phones:

  • Alcatel 665
  • Huawei Prism II
  • LG K10

Second class

Phone value: $150 – $350

Monthly Installment Amount: $9

Discount Amount: $49

such as phones:

  • HTC Amaze 4G
  • LG V20
  • Samsung Galaxy S5

Third-class

Phone value: $350 – $600

Monthly Installment Amount: $12

Discount Amount: $99

Such as phones: 

  • iPhone 4
  • iPhone 5
  • iPhone 6s
  • Samsung Galaxy S6
  • Samsung Galaxy S7
  • LG G3
  • LG G5
  • LG G6

Fourth Class

Phone value: $600 – $800

The value of the monthly installment: 14 dollars

Discount Amount: $99

Discount amount for theft: $149

Such as phones: 

  • iPhone 6
  • iPhone 6s Plus
  • iPhone 7
  • iPhone 7 Plus
  • Samsung Galaxy S6
  • Samsung Galaxy S6 Edge
  • Samsung Galaxy S6 Edge+
  • Samsung Galaxy S7
  • Samsung Galaxy S8
  • Samsung Galaxy S9

Fifth class

Phone value: ($800 – $1,200)

Monthly Installment Amount: $15

Discount Amount: $99

Discount amount for theft: $149

such as phones:

  • iPhone 8
  • iPhone 8 Plus
  • iPhone XS
  • iPhone XS Max
  • Samsung Galaxy S10
  • Samsung Galaxy S10+
  • Samsung Note 8
  • Samsung Note 9
  • LG V10 & V30

2- t-mobile basic device protection

Premium amount: $6 to $14 per month

Covering:

  • Phone malfunctions
  • Accidental damage including broken or cracked screens and water damage.
  • Phone lost or stolen
  • Phone charger, battery, and SIM card.
  • Other accessories are not covered unless they are lost or stolen with the phone.

Does not cover:

  • Misuse of fire damage
  • Unauthorized repairs
  • Intentional or cosmetic damage
  • Damage caused by corrosion or rust
  • Not following maintenance instructions
  • Energy fluctuations

Discount for broken phone: $0

Accidental damage deduction: $10 to $249

Loss or theft deduction: $10 to $249

Claim limits: 2 within a year

If you are asking does tmobile cover water damage T-Mobile’s Basic Device Protection Plan covers broken phones with water damage, depending on the value of the phone as follows:

First-class

Phone value: up to $150

Monthly Installment Amount: $6

Deductible: $10

such as phones:

  • Alcatel 665 
  • Huawei Prism II 
  • LG K10

Second class

Phone value: from $150 – $350

Monthly Installment Amount: $8

Deductible: $49

such as phones:

  • HTC Amaze 4G
  • LG V20
  • Samsung Galaxy S5

Third-class

Phone value: from $350 – $600

Monthly Installment Amount: $11

Deductible: $99

such as phones:

  • iPhone 4
  • iPhone 5
  • iPhone 6s
  • Samsung Galaxy S6
  • Samsung Galaxy S7
  • LG G3
  • LG G5
  • LG G6

Fourth Class

Phone value: ($600 – $800)

Monthly Installment Amount: $13

Deductible: $149

such as phones:

  • iPhone 6
  • iPhone 6s Plus
  • iPhone 7
  • iPhone 7 Plus
  • Samsung Galaxy S6
  • Samsung Galaxy S7
  • Samsung Galaxy S8
  • Samsung Galaxy S9

Fifth class

Phone value: $800 – $1,200

Monthly Installment Amount: $14

Deductible: $249

such as phones:

  • iPhone 8
  • iPhone 8 Plus
  • Samsung Galaxy S10
  • Samsung Galaxy Note 8
  • Samsung Galaxy Note 9
  • LG V10 & V30 

3- Premium protection for the handset (prepaid only)

Premium amount: $6 to $14 per month

Covering:

  • Phone malfunctions
  • Accidental damage including broken or cracked screens and water damage.
  • Phone lost or stolen
  • Phone charger, battery, and SIM card.
  • Other accessories are not covered unless they are lost or stolen with the phone.

Does not cover:

  • Misuse of fire damage
  • Unauthorized repairs
  • Intentional or cosmetic damage
  • Damage caused by corrosion or rust
  • Not following maintenance instructions
  • Energy fluctuations

Discount for broken phone: $0

Accidental damage deduction: $20 to $175

Loss or theft deduction: $20 to $175

Claim limits: 2 within a year

This insurance plan is for prepaid customers and includes:

  • t-mobile screen cracked repair
  • The cost of replacing a lost phone from t-mobile
  • Water damaged mobile phone insurance cost

The discounts offered by this service range from $20 to $175 or more, depending on the type of phone you have, and they are as follows:

First-class

  • Phone value: up to $200
  • Monthly Installment Amount: $8
  • The discount amount for all claims: $20

Second class

  • Phone value: $200 – $300
  • Monthly installment amount: $8
  • Discount amount for all claims: $50

Third class

  • Phone value: $300 – $500
  • Monthly Installment Amount: $8
  • The discount amount for all claims: $100

Fourth class

  • Phone value: $500 – $700
  • Monthly Installment Amount: $8
  • The discount amount for all claims: $150

Fifth class

  • Phone value: $700 – $900
  • Monthly Installment Amount: $8
  • The discount amount for all claims: $175

After we answered a question does tmobile cover water damage and explained T-Mobile’s phone insurance plans, we now discuss in detail the premium 360 insurance plan from T-Mobile.

Does t-mobile protection 360 worth it?

Protecting your device from losing any insurance gives you some peace of mind with the protection you provide for your device, and if you need to make a claim, learn below how to do it:

Protection <360> covers the cost of t-mobile lost phone replacement cost, without protection, you are responsible for the cost of replacement.

Benefits of t-mobile device protection

Protecting your phone with insurance gives you a lot of great advantages in which you will definitely find an answer to the question does tmobile cover water damage, especially when you choose protection.

tmobile water damage insurance coverage

Are you fully covered against hardware damage (water damage) Accidentally dropped your device in water? Covered! And phone theft and malfunctions. Phone keypad stopped working? Covered!

t-mobile insurance claim lost phone

Each replacement phone or device comes with a six-month warranty or the manufacturer’s warranty, whichever is longer.

Low-cost replacement fees and discounts for t-mobile lost phone replacement cost

You will know in detail what you will pay for your replacement device, and you will not pay the entire cost of replacing the device.

Unlimited alternatives to t-mobile screen protector replacement

Available when a screen protector is purchased and installed in-store by a T-Mobile expert but before that ask does tmobile cover water damage?

Here’s a look at what you’ll get from the T-Mobile protection plan.

  • The plan covers the tmobile device insurance coverage against water damage
  • Primary charger, original battery, and SIM card when the device is stolen.
  • Other accessories are not covered.
  • For device manufacturer defects, device warranty exchanges are completed by T-Mobile.
  • A maximum of two approved claims within 12 months for device protection, and a maximum of three approved claims within a 12 month protection period and incidental damage claims made through AppleCare services will count toward this range.
  • Does tmobile cover water damage?

If your device is damaged by water, once the claim is approved by Assurant, the company that T-Mobile deals with, the replacement device will be shipped on the next day if it is a working day and not a public holiday or holiday, and this is without additional charges, otherwise it will be You have a period of no more than 10 days to return your damaged device and the damaged device will be replaced with a refurbished device of the same type and quality. In the event that a refurbished device is not available, the company will replace it with a new device with the same specifications.

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does tmobile cover water damage 2
does tmobile cover water damage 2

Now, let’s move on to answering some common questions about today’s topic, which is does tmobile cover water damage

Q: does tmobile cover water damage? and how can I claim insurance on my mobile phone?

A: 

  • File a claim
  • Then sign in to My T-Mobile.
  • Then select the phone type.
  • In the event that you have more than one phone in your account, select Select the name and then the phone number from the list.
  • Specify the purpose of filing the claim or the type of damage.

Q: How long will I wait to claim phone insurance?

A: It takes 24 hours

Q: Will T Mobile Insurance give me a new phone?

A: With Protection, T-Mobile covers replacement of the device, even after the manufacturer’s warranty has expired. And you do not have to purchase device protection to activate the insurance service with T-Mobile.

Q: Is Tmobile Protection Plan Worth It?

A: The plan costs you a small amount of $7 to $10 per month, which of course depends on the type of your device, and includes protection against phone failures, damage, loss, and theft. T-Mobile also offers a good security plan for $9 to $12 per month that includes Lookout Mobile Security Premium.

Q: How can I get a replacement phone from T Mobile?

A: Call the company from any phone at t mobile insurance claims phone number 1-800-937-8997. 

And if you are on international roaming? Use t-mobile insurance number which is 505-998-3793? Or by logging into My T-Mobile and selecting Report a problem with your device.

Q: How long does it take to get a replacement T Mobile phone?

A: After your claim is approved, your replacement device will be shipped directly, at no charge where applicable, and if you provided the email address when making the claim, you will receive an email with information that your device has been shipped.

Q: Does T-Mobile phone insurance cover a cracked screen?

A: T-Mobile insurance policies cover accidental damage to phones, many of which often include cracked screens.

Q: Will T Mobile trade in a cracked phone?

A: No, but if you can take the device to a T-Mobile store and it runs there and has no visible damage, like water damage or cracked screen, your phone can be replaced and a new one can be bought for the reimbursement price.

Q: Will Tmobile replace my broken phone?

A: The warranty does not cover the repair or replacement of a damaged device, so T-Mobile cannot replace devices with such damage. If you have phone protection, a claim can be made for you to exchange the device for a new or refurbished one.

At the end of the article, I thank you. I hope that we have answered the question does tmobile cover water damage and that you have found what you are looking for in the above lines. For more information, visit our mobile services center

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