The five-digit sequence 64722 is a registered SMS short code used for high-volume, transactional text messaging, often for security and account alerts.
The direct answer is that the 64722 short code is used by businesses and services, primarily located in or servicing Puerto Rico, to deliver verification codes, one-time passwords (OTPs), or security alerts. Because Puerto Rico is part of the North American mobile network system, this short code can reach mobile devices across the U.S. and Canada.
This article details the function of the 64722 short code, explains how to determine the specific sender, and provides the essential steps to manage these security-related alerts.

Main Body: Who Uses Short Code 64722?
The short code 64722 is a dedicated communication channel for a variety of services that require instant, secure text messaging.
Primary Purpose: Verification and Security
The 64722 short code is used by organizations for the following non-promotional alerts:
- Two-Factor Authentication (2FA): Sending OTPs required to log into an account (e.g., a bank, retail service, or utility provider that operates in Puerto Rico).
- Security Alerts: Notifying a user that an unusual login attempt or a major account change has occurred.
- Service Announcements: Transaction confirmations or critical alerts.
Sender Identification: Puerto Rico Connection
Data indicates that the 64722 short code has the highest volume of message traffic originating in Puerto Rico. This strongly suggests the sender is a bank, corporation, or service provider operating in the Commonwealth of Puerto Rico, which shares the US dialing framework.
Safety Check: Is 64722 a Scam?
No. The 64722 short code is legitimate and registered. Short codes are pre-vetted by mobile carriers (AT&T, Verizon, T-Mobile, etc.) and are not typically used for simple “spam.” The risk is not the code itself, but the risk of Callback Fraud.
- The Rule: If you receive a text from 64722 and immediately receive a phone call asking you to read the code back to them, you are being targeted by a scammer trying to hack your account. Never share the code.
Actionable Steps: How to Stop Texts from 64722
Because the 64722 code is used for security-critical services, you should be careful not to block a vital 2FA code. However, if you are receiving messages you don’t recognize, you can find the sender’s details and unsubscribe.
- Identify the Sender (Reply HELP)
The quickest way to confirm the identity of the organization using the code is by replying with the HELP keyword.
- Action: Reply with the word HELP to the number 64722.
- Result: The system should automatically respond with a text message containing the name of the company or service that owns the code, their website, and often a customer service phone number.
- Immediately Opt-Out (Reply STOP)
If you confirm the sender is a service you no longer use, you can unsubscribe entirely:
- Action: Reply with the keyword STOP to the number 64722.
- Result: The sender is legally required to send a confirmation message and cease all further texts from that short code program.
- Report Malicious Activity
If you receive a text from 64722 followed by a suspicious call asking for the code, contact your account provider immediately.
Frequently Asked Questions (FAQ)
What are the area codes for Puerto Rico?
Puerto Rico is part of the NANP and uses the area codes 787 and 939. Texts sent via the 64722 short code can reach users with these area codes, as well as any U.S. mobile number.
Can I be charged for texting 64722?
No. Texting a short code is considered standard SMS messaging, which is included in the unlimited texting plans offered by major carriers. You should not incur extra charges.
Why do I get security alerts from Puerto Rico?
You may have opened a bank account, credit card, or retail account with a company headquartered in Puerto Rico, or with a service provider that routes its national alerts through a partner located there.
Conclusion
The 64722 text message is a legitimate security tool used for verification and alerts, primarily servicing customers in Puerto Rico. If you receive a text, determine the sender by replying HELP. For security, never share the verification code with anyone who calls you, as this is a common strategy used by identity thieves.